Are you looking for unparalleled life insurance coverage with the added convenience of online service?


Look no further than insureUCFalumni.com. Our comprehensive, user-friendly website offers in-depth information, free term life insurance quotes and application assistance to all individual consumers of term life insurance.


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Our team brings years of experience and customer satisfaction to the table and will equip you with all the necessary tools to secure the most competitive term life insurance quote available.


Why UCF Alumni Life?

WHY PURCHASE LIFE INSURANCE?
It may be difficult to think about, but proper financial planning for the time of your death is essential both for yourself and those closest to you. Life insurance provides essential financial security to the people whom are most important to you. Anyone with people depending on their income should think about purchasing life insurance, whether they are your family members, spouse or significant other. At critical times, the proceeds, or death benefit, from a life insurance policy can ease the difficulties associated with loss to your family by delivering the following:

  • Replacement of loss of income to your family
  • Payoff of debts and expenses
  • Making donations to a charity of your choice
  • Covering final and estate expenses
  • Providing necessary cash to business partners

Life insurance polices are also privy to tax benefits. Generally, you can expect for the proceeds payable at the time of your death to be income tax free to your beneficiaries.
THE BENEFITS OF TERM LIFE INSURANCE
While the main purpose of term life insurance is to ensure your loved ones are taken care of, a proper term life insurance policy can be advantageous to you as well. From peace of mind to end of life costs, term life insurance can ease the transition in a number of ways.

  • Life insurance provides personal assurance that you have made the right decision and planned for the financial security of your loved ones in the event of your untimely death.
  • In the case of a terminal illness, some life insurance polices can offer you accelerated benefits that furnish cash before death.
  • You can save money with low cost life insurance policies by offsetting the need for costly and rigid mortgage protection insurance.

Life insurance polices are also privy to tax benefits. Generally, you can expect for the proceeds payable at the time of your death to be income tax free to your beneficiaries.
WHY PURCHASE TERM LIFE INSURANCE?
Navigating the field of insurance can be an inherently tricky undertaking, but it doesn’t always have to be. Of all the different types of life insurance available, term life insurance is the least complicated and most affordable.

Term life insurance is unique in that it is often the only life insurance you will ever need. Unlike whole life insurance, universal life insurance and variable life insurance, term life insurance provides you with coverage for a specific, designated period of time and pays a specific dollar benefit upon death. In essence, the benefits of term life insurance are easy for anyone to understand.

Term life insurance is also unique in that it has no cash value, savings or investment elements that accrue administrative costs and lead to more costly premiums that can often come as a shock to consumers. Not surprisingly, term life insurance rates are often more affordable than other types of life insurance.